The Homelend Platform
Prime Jumbo
Program Highlights
- Fixed Rate: 15 Year Amortizing
- ARMs: 5/6, 7/6, 10/6 Amortizing
- 700 Minimum Credit Score
- 80% Max LTV/ CLTV Purchase
- 80% Max LTV/ CLTV R&T Refi
- 65% Max LTV/ CLTV Cash-Out Refi
- Max Loan Amount $3mm
- Max Cash-Out $500k
- IO Ineligible
Borrower Profile
- Mortgage Pay History 0x30x24
- Non-Permanent Resident Aliens 70% Max LTV/CLTV
- BK/ FC/ SS/ DIL: 84 Months Seasoning
- FTHB Allowed to $1.25mm
- Gift funds allowed
- Max DTI 45%
Loan Characteristics
- Full Documentation – 2 Years
- 1 Unit, PUD, Warrantable Condo, Townhome
- Primary Occupancy Only
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