The Homelend Platform

Foreign National

Program Highlights

  • DSCRFull Doc & ALT Doc
  • Purchase, R/T Refi, C/O Refi
  • Minimum FICO 620
  • No Credit Score allowed
  • Max LTV 75%
  • Max Loan Amount $3mm
  • IO OptionDSCR only

Borrower Profile

  • Mortgage/ Housing History: 0x90x12
  • BK/ FC: 12 Months Seasoning
  • SS/ DIL: <12 Months Seasoning
  • Max DTI 50% 

Loan Characteristics

  • Full Doc:  2 Years W2/Tax Returns 
  • ALT DOC – 1 Year P&L & YTD 
  • DSCR: <1.0 or No Ratio eligible
  • SFR, 2-4 Units, Condo, PUD, Condotel/PUDtel, Manufactured Home, Non-Warrantable Condos
  • Short Term Rental
  • Second Home and Investment 
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