The Homelend Platform
Doctor Loans
Program Highlights
- Primary Residence, Purchase Transactions
- Minimum FICO 620
- Max LTV 90%
- Max Loan Amount $2mm
Borrower Profile
- Mortgage/ Housing History: 0x30x12
- Credit Event Seasoning: 3 years
- Non-Permanent Resident Alien
- Eligible: MD, DO, Medical/Dental Resident/Fellow, DMD, DDS, DVM, DPM, Pharmacist, Surgeon
- Non-traditional credit
- Gifts/Grants/Employer assistance to satisfy borrower contribution
Loan Characteristics
- SFR, 2-4 Units, Condo, PUD
- Max DTI 45%
- Full Documentation AUS-DU/LPA
- Employment may begin up to 90 days after loan closing
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